Silver Grey Travertine Marble Flooring Wall Tiles and Slabs
Competitive price and superior quality
Supply ability: 28000 square meters per month
Various stone colors and sizes available
Stone types: marble, granite, onyx, tiles, slabs, countertops, etc
Application: commercial, residential
Silver Grey Travertine Marble Flooring Wall Tiles and Slabs
Regular sizes: Tiles: 300mm x 300mm or (12" x 12"), 400mm x 400mm or (16" x 16"), 457mm x 457mm or (18" x 18"), 300mm x 600mm or (12" x 24") 600mm x 600mm or (24" x 24") Slabs: (1800mm - 3200mm) x (600mm - 2200mm) Countertops: 96" × 26", 108" × 26", 96" x 16", 72" x 36" 76" x 36" Vanity Tops: 25" x 22", 31" x 22", 37" x 22", 49" x 22", 61" x 22" Thickness: 10mm, 12mm, 16mm, 18mm, 20mm, 23mm, 25mm, 30mm, 50mm, 100mm, etc. Customized sizes are available according to your request.
Packaging and Shipping for Silver Grey Travertine Marble Flooring Wall Tiles and Slabs
Packed in strong wooden crate or bundles, all wood is fumigated as per current international requirements ISPM15. Details as following,
Slabs: pad with plastic film between slabs, then packed in strong seaworthy wooden bundle outside;
Tiles: 6-10 pieces in one foam/paper box inside + strong seaworthy wooden crates, reinforced with metal straps outside;
Countertops: pad with foamed plastics, then packed in fumigated wooden crates, reinforced with metal straps outside;
Sink/Mosaic/Cut-to-size: foam and carton inside + strong seaworthy wooden crates, reinforced with metal straps outside.
If you're interested in Silver Grey Travertine Marble Flooring Wall Tiles and Slabs, just feel free to contact us, we will keep providing quality products and excellent service for you.
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Stone industry is the largest industry in Tongshan County. Financing has been a bottleneck restricting the development of the stone industry in Tongshan.
In order to solve the financing problems of hundreds of private enterprises in the industry, Agricultural Bank of Tongshan County took the lead in creating a new model of “commercial association plus guarantee”. Through the Stone Chamber of Commerce, the guarantee company issued guarantees, and Agricultural Bank smoothly issued loans to nearly 100 enterprises. Satisfying the hunger and thirst for some companies, the four parties of banks, enterprises, chambers of commerce, and guarantee companies have thus established a close and stable strategic partnership, achieving a win-win situation for all parties.
Loan difficulties have caused many businesses to lose business opportunities
Stone is the largest industry in Tongshan County, with an annual output value of 1.1 billion yuan last year, accounting for one-third of the county's GDP.
In Tongshan, 50,000 people eat “stone rice” for a long time, accounting for one-eighth of the county’s total population. Tongshan people also spread their stone to the Great Hall of the People, the Olympic Stadium and the National Grand Theater.
Two years ago, the Agricultural Bank of Tongshan Branch learned through investigation that 85% of the more than 720 SMEs engaged in stone operations in the county had loan demand, and most of the demand could not be met.
Chen Jun, president of the Agricultural Bank of Tongshan, analyzed that the county's stone managers collected stone in the countryside and sold them to big cities such as Beijing, Shanghai, and Guangzhou. As most of the business is done in the field, the fixed assets such as real estate and automobiles of the business households cannot be mortgaged at the Tongshan Office. Since it is a Hubei enterprise, banks in Beijing and Shanghai are unwilling to provide loans to them.
Talking about the difficulty of loans, on the 20th, Wang Ruiqi, chairman of Jiutianlong Stone Company, who has been doing business in Beijing for many years, fell back to reporters: Beijing enterprises in the stone market Fujian companies, Shandong enterprises and Hubei enterprises are three-way and the competition is fierce. Hubei enterprises mainly come from Tongshan. Fujian and Shandong companies come from coastal areas and have sufficient funds. Hubei enterprises often lose business opportunities due to insufficient funds. In the summer of 2008, a company in Tongshan obtained a large bill for the construction of a stone project for the new railway station in Changsha through a tender. Because there was a funding gap of 3 million yuan and it was not able to make enough funds in the short term, it had to borrow monthly interest rates from foreign companies. One million yuan "loan."
Many bosses told reporters that in the past, because banks had high thresholds, they preferred to accept high interest rates from private lending, and they were unwilling to run into banks. Every year, about 15% of people don’t have enough money to give up and they have to give up part of the contract.
"Commercial Association Plus Guarantee" Reduces the Financing Threshold
Enterprises have corporate aspirations and banks have banking rules.
How can banks be able to control risks without violating the basic "rules" and solve the financing difficulties for stone business owners?
Since 2008, Zhan Guolin, President of Xianning ABC, has led numerous investigations and negotiations. They found that the stone industry in Tongshan has good economic returns. Most of the companies have the ability to repay funds. Coupled with the restrictions of the Stone Chamber of Commerce, the loan risk of stone business owners can be completely controlled.
If a professional guarantee company can be set up on the basis of the chamber of commerce to provide guarantees for business operators, banks can lend loans to enterprises.
Tongshan Agricultural Bank made a detailed communication with Beijing Tongshan Stone Chamber of Commerce. The Chamber of Commerce soon established a guarantee company, Hubei Jinshi Guaranty Co., Ltd., which is funded by a member of the Chamber of Commerce and raised 30 million yuan to establish a small and medium-sized enterprise specializing in the stone industry. Personal banking, personal production, and other three types of bank loans provide guarantees.
The provincial Agricultural Bank fully affirmed the idea of the Tongshan branch. In November 2008, the provincial Agricultural Bank of China issued a special document, agreeing that Hubei Jinshi Guarantee Co., Ltd. was shortlisted for the Agricultural Bank Credit Agencies intermediary agency.
How does this new financing model work?
Chen Jun explained that under the “Commercial Association Plus Guarantee” model, Jinshi Company set up a special deposit account in the Agricultural Bank of China and deposited a deposit in a lump sum. The chamber of commerce has the advantage of being familiar with the industry and being familiar with the “human head”, including rural or off-site housing, self-owned factories, machinery, and warrants that are not in line with the bank’s mortgage conditions, and it also expands the guarantor’s circle to social elites. Enterprises can be guarantors.
Due to the joint participation of guarantors, guarantee companies and chambers of commerce, stone companies have reduced the barriers to dealing with banks and have operated smoothly. The time required for loans has been reduced from the past two to three months to one month. In just over a year, Tongshan Agricultural Bank has provided a total of 103 million yuan in loans for hundreds of stone companies. Among them, this year alone, Tongshan Agricultural Bank has provided loans for 44 stone companies totaling 56.3 million yuan.
Three-tier audit control risk
Wang Ruiji, the supervisor of Jinshi Guarantee Co., believes that the risk point of the “commercial association plus guarantee” model is mainly focused on the guarantee process. As long as the risk source is controlled, the risk of the loan can be greatly reduced.
For this reason, the guarantee company strictly controls internal risks. First, strict access control, all guarantees must pass the three-tier audit, only six shareholders of all representatives through the vote to be effective; Second, serious notary procedures, strengthen the implementation of the guarantee; the third is to deposit deposits in a timely manner to ensure control in the event.
Thanks to this model's effective measures, since the start of the industry-guaranteed loan to the end of November this year, all loans have been repaid on time and there has been no overdue loan.
This loan model greatly eases the burden on borrowers. Wang Ruiji analyzed that using the "commercial association plus guarantee" model, the mortgage guarantee is more flexible, and the borrower does not need to bear the costs of assessment and land and house ownership warrants, thereby greatly saving expenses and wasting energy and time in the intermediate links.
This loan model makes the guarantee company "famous for both gains and gains."
As we all know, the guarantee company is the key point of this model. The guarantee company can get the double “relying on the stone business owner” and the bank. The company’s social status naturally improves, and each loan released can receive 3%. Up to 5% of the guarantee fee also creates some economic benefits.